Do you have a loved one in your life who is disabled? Do you want to leave money or property for them after you die? If so, you will need to include a special needs trust in your estate plan. Without a special needs trust, your loved one might be ineligible for Supplemental Security Income (SSI) and Medicaid benefits. Let’s say you want to leave your loved one $10,000 in cash upon your death. ...
September is Mold Awareness Month, a time of year to raise awareness and educate others about the adverse health effects that can result from exposure to mold. Mold and mildew tend to form in moist areas of the home. Asthma and allergic reactions are just some of the health problems that can be caused by mold and mildew, especially among seniors. Common symptoms of mold exposure include: ...